Chartered Surveyors, Estate Agents, Property Consultants

Why do I need a Survey?

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Buying a home is one of the biggest decisions most people will ever make and yet many buyers are doing so blind.
Research by the Royal Institution of Chartered Surveyors (RICS) has shown that “only one in five home buyers has a survey of their new property and that many buyers are unknowingly setting themselves up for an average of £5,750 in repair bills on their purchases”.

Your home is likely to be one of the most expensive purchases you ever make – it needs to be a well informed decision. Having a residential survey completed makes good sense and it could save you thousands of pounds in costly repairs.

Serious faults such as structural defects, rot and subsidence are difficult to identify and costly to repair. By not being aware of them, buyers are risking a potential home-buying time bomb. This can cause extreme stress and financial strain on home owners who are often stuck with a property that they cannot afford to repair or may no longer want but cannot sell.

Isn’t my mortgage valuation sufficient?

A Mortgage Valuation is only a brief inspection undertaken on behalf of the mortgage lender and is no substitute for a RICS HomeBuyers Report or RICS Building Survey. Although a valuation may flag up any serious issues that are likely to affect the value of the property, it will not give the buyer a real picture of its condition. Buyers who rely on the limited information provided by a mortgage valuation when committing themselves to such a large investment, are taking unnecessary risks. If a buyer appoints their own surveyor, on the other hand, this surveyor will act wholly on their behalf and provide the crucial service of impartial advice that will help them make informed decisions.

Common defects found by RICS surveys

  • Poor roof ventilation
  • Blocked gutters or rainwater pipes
  • Unsafe electrics and gas installations
  • Inexpert and unsafe chimney-breast removals
  • Presence of asbestos or cement water tanks
  • Damp
  • Timber decay and other harden to spot nasties?

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